Application queue
LN-001Maya
LN-002Tom
LN-003Priya
LN-004Alex
LN-005Jordan
LN-006Sara
Info
🏦 Applications: 6
📍 Step: 1 / 6
✍️ Sign-off: over $250k
Policy (priority order)
1. Prior default → Decline
2. Score < 600 → Decline
3. DTI > 45% → Decline
4. 720+ · DTI ≤35 · 2y+ → Approve
5. Otherwise → Refer
Sign-off if amount > $250k
LN-001
Maya R. · Home loan
Applicant profile
Loan amount
$180,000
Annual income
$90,000
Credit score
760
Debt-to-income
28%
Employment
6 yrs
Prior default
No
Your decision
Required when the loan amount is over $250,000.
1 of 6 applications